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Daily Mail: Fancy buying a holiday home? Just whack it on the credit card
Source: dailymail.co.uk
Everyone winces when this month’s credit card statement lands on the mat. It’s a reminder of all those guilty impulse purchases — that meal out, the shoe splurge ... or the property in Bulgaria.
Incredibly, British couple Simon and Philip confessed to presenter Julia Bradbury on The £10K Holiday Home (ITV) that they bought a two-bedroomed cottage in the East European coast of the Black Sea on their Barclaycard.
With grape vines around the front door and goats with bells in the neighbouring field, the two-storey house in a rural Bulgarian village set Simon back £7,000, in 2004. He paid off the card within four years, they said. It’s a heck of a way to get maxed out.
At first, the idea seems wildly extravagant and financially reckless. But credit card borrowing has risen steeply this year, which implies millions of families have paid for their annual trip to Turkey or Spain by putting the fortnight’s bill on tick. Once the holiday is over, the money’s gone.
A property abroad can be a whacking great liability. There’s the upkeep, the local taxes, not to mention the hassle of letting it out. But how marvellous to know there’s a place waiting for you, any time you can get away, where the vino is cheap.
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